Limited home insurance balance claimed against the city

The home owner of 438 St. Dorothee Boulevard suffered flood damage this June 12th 2011 as a result of a major sewer backup. TD Insurance which was the insurer of record on the property evaluated the damages at $71,588.73. However the home owner policy had a limited liability for this type of damage set at $50,000. The city has determined that despite proper infrastructure installations the overflow caused by heavy rains make this home susceptible to this type of damage. The civic engineering department has noted that the street is already scheduled for corrective rehabilitation for 2012. In light of all these facts the executive committee has negotiated a settlement in this matter offering the insurer TD Insurance $47,795.11 and the home owner Daniel Khat $10,461.27 as compensation.